California Long-Term Disability Attorney

It is not a mistake to file your own claim for long-term disability insurance. If you can't work and the insurance company's doctors agree, you don't need to share the money.

But if your claim for insurance benefits is denied, you may need help. From this point on, it's an adversarial process, and the system is stacked against you. You could end up with nothing despite all those years of paying premiums.

Insurance law is a complicated area, and disability insurance is even more difficult. Our attorney routinely handles these cases, serving clients in Northern California, statewide and nationwide. Contact us today to learn how we can help.

Why Hire the Law Office of P. Randall Noah?

Randy Noah has represented insurance claimants throughout his 25-plus years. In the past five years, he has focused increasingly in the area of long-term disability insurance.

  • These claims fall under the Employee Retirement Income Security Act (ERISA). This federal law governs all disability claims if you are insured through an employer-sponsored plan.
  • Mr. Noah formerly worked in insurance defense. He has real-world insights into how the insurance companies process claims — what documentation they require, what types of disability are routinely challenged, and what reasoning they use to deny coverage.
  • Our firm has prevailed in administrative appeals, state and federal court appeals, and breach of contract lawsuits against the big players in long-term disability insurance — Cigna, Unum, MetLife, Hartford and others.
  • We can handle all the offsets and interplay of other benefits, such as Social Security Disability Insurance (SSDI) and workers' compensation. We have helped clients who were approved for SSDI but turned down for long-term disability. We have also represented clients facing thousands of dollars in liens to repay the disability provider when they are later approved for Social Security. We can avoid these scenarios.
  • You work directly with one lawyer. Mr. Noah is a solo attorney who strives to be accessible and personally handles every facet of your case.

Choose a Qualified Attorney to Take Your Case

If your long-term insurance benefits were denied, it's an uphill battle. Without an attorney, it is unlikely you would secure coverage — or even know where to start. An attorney unfamiliar with ERISA rules and federal court procedure would not fare much better.

Contact us online or call us at 925-402-4529 for more information about your claim. We will listen to your concerns, evaluate your case and advise you of your legal options. For certain cases, we offer a free 30-minute consultation.